Please contact us anytime.
We are open 7 days a week. Please contact us on 0411 229 602 or email troy@pmbg.com.au
Welcome to Perth Mortgage Broker Group
Helping With Your Dream Home
Welcome to Perth Mortgage Broker Group. We are a mortgage broking business located in Yokine, Perth. We offer a variety of home loans with many banks and lenders and we are open seven days a week. Our contact number is 0411 229 602 or email troy@pmbg.com.au.
Can A Home Loan have Multiple Offset Accounts
Can A Home Loan have Multiple Offset Accounts?
This is a question I get asked frequently, can I have more than one offset account with my home loan?
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The answer is yes, some banks do offer the facility to have multiple offset accounts linked to a variable rate home loan. Not all banks and lenders offer a variable rate home loan with ability to have multiple offset accounts, but there are some banks that do.
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With the ability to have multiple offset accounts, if you are a person that likes to keep there savings separated, it does give you the ability to have different offset accounts, for any purpose you may like, for example, a holiday account, bill account, anything you would like. All the offset accounts will offset against a variable rate home loan, saving you interest charged with your home loan.
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The fees for multiple offset accounts vary between the banks. Some banks have an annual fee, of between $248 and $395, which allows you to have up to nine offset accounts. There are some banks which may charge $10 a month for each offset account.
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I have written an article here – Offset Account home loans.
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If you would like more information about an offset account, please have no hesitation contacting Perth Mortgage Broker Group, or call Troy on 0411 229 602 anytime.
Construction Home Loans
If you are thinking of building a new home, we have many construction home loan options available.
Perth Property Reports
As part of our service, we are offering free Perth property reports on as many properties as you like.
First Home Buyers
We have a range of home loan options, and also help with applying for the Australian Government 5% deposit scheme and the first home owners grant.
Buying Your Next Home
If you are thinking about buying your next home, we can help with a variety of different options.
Investment Home Loans
We have many investment home loan options available if you are thinking of purchasing an investment property.
Compare Your Home Loan
Our obligation free online home loan health check may help you save some money, even on your existing home loan.
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0411 229 602
troy@pmbg.com.au
7b Spencer Avenue, Yokine
WA, 6060