Please contact us anytime.
We are open 7 days a week. Please contact us on 0411 229 602 or email troy@pmbg.com.au
Welcome to Perth Mortgage Broker Group
Helping With Your Dream Home
Welcome to Perth Mortgage Broker Group. We are a mortgage broking business located in Yokine, Perth. We offer a variety of home loans with many banks and lenders and we are open seven days a week. Our contact number is 0411 229 602 or email troy@pmbg.com.au.
If Your Home Loan Was Declined, Can You Apply For A Home Loan With Another Bank
If Your Home Loan Was Declined, Can You Apply For A Home Loan With Another Bank?
If you have had your home loan application declined by a bank or lender, can you apply for a home loan with another bank? The short answer is yes you might be able too.
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We would need to know why your current bank or lender declined your home loan application, to help decide where or if we can lodge a new home loan application with another bank.
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There could be many reasons why the loan was refused. It could be that your particular bank or lender didn’t count your overtime, they didn’t like the property that you have brought, you may not have been in your job long enough or there may have been a credit default on your credit file, the reasons are endless.
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Once we know the reason why your home loan application was declined, we can look at different options with other lenders. All banks and lenders have different credit policies, so just because one bank doesn’t accept your home loan application, it doesn’t mean that another bank or lender won’t.
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This is where an experienced mortgage broker can help, as the mortgage broker will have knowledge of the different credit policies and lending criteria that each lender has and may be able to find a suitable loan for you, even if one bank has already said no to your application.
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If your current bank or lender has declined your home loan application, it might be a good time to consider contacting an experienced mortgage broker to go through other mortgage options. If you have put an offer on a property, there still might be enough time with the finance clause on the real estate contract, to apply for another home loan. A finance extension too, might be able to be organized, if your real estate finance contract clause is nearing its end.
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If your home loan application has been declined by a bank, please have no hesitation contacting me, and once I know the reason why your application was declined, I can look at other potential options. I can be contacted here -Â Perth Mortgage Broker Group, or call Troy on 0411 229 602 anytime.
Construction Home Loans
If you are thinking of building a new home, we have many construction home loan options available.
Perth Property Reports
As part of our service, we are offering free Perth property reports on as many properties as you like.
First Home Buyers
We have a range of home loan options, and also help with applying for the Australian Government 5% deposit scheme and the first home owners grant.
Buying Your Next Home
If you are thinking about buying your next home, we can help with a variety of different options.
Investment Home Loans
We have many investment home loan options available if you are thinking of purchasing an investment property.
Compare Your Home Loan
Our obligation free online home loan health check may help you save some money, even on your existing home loan.
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0411 229 602
troy@pmbg.com.au
7b Spencer Avenue, Yokine
WA, 6060