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0411 229 602


Welcome to the Perth Mortgage Broker Group Website. We are available 7 days a
week on 0411 229 602

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First Home Buyers

We can help with your first home, from finding a suitable home loan, and applying
for the first home buyers grant.

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Investment Home Loans

With a wide variety of investment home loans we can give many options if you are
thinking about purchasing or refinancing an investment property.
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We have a range of home loan
options, including low deposit and
no deposit ( with a guarantor) home loans.


If you are thinking of building a new
home we have many construction
home loan options available.


Our obligation free online
home loan health check may
help you save money!

What Is An Introductory Rate Home Loan?


An introductory home loan is generally a home loan with a discounted interest rate for certain a period of time (for example, 2 years). After the introductory period expires, the home loan will usually revert to a higher interest rate.

Introductory rate home loans are generally variable interest rates, both on the introductory rate, and the revert to interest rate once the introductory interest rate period expires. There are some good introductory rate home loans available today. Some are better than others, it really depends on the interest rate offered, how long the introductory interest rate period lasts for, any fees associated with the home loan (like application or monthly fees) and what the interest rate reverts too after the introductory period has finished.

If you are considering an introductory rate mortgage, it is wise to take into account the fees associated with the home loan and consider what your repayments might be after the introductory interest rate period has finished. The interest rates on introductory rate home loans after the initial cheaper period can be more expensive than a discounted basic home loan, so even though at the start you may think you have a good interest rate, it may change after the introductory rate period has finished.

With some banks or lenders, you may be able to switch the introductory rate home loan to another mortgage after the introductory rate period has finished. There may be a switch fee involved, which can cost from $0 to $300 or more depending on the bank.

It is important to understand all the costs involved with your home loan. As with some introductory home loans, it may appear cheaper, based on the starting interest rate, but in fact, it may be more expensive in the end, when you consider all the costs involved and the interest rate the home loan reverts to, after the introductory interest rate period expires.

If you would like some more information about introductory rate home loans, please contact Perth Mortgage Broker Group, or call Troy on 0411 229 602, 7 days a week

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Your Home Loan Repayments


We do not charge any brokerage fees on all of our residential home loans. Our service is complimentary to you.
Compare Home Loans

Compare Home Loans

You could save money, by using our online home loan comparison form and comparing your mortgage.


As part of our service, we are offering free Perth property reports on as many properties as you like.
Perth Mortgage Broker Group
We are open 7 days a week.
Please contact us anytime.
0411 229 602